First Time Buyers
A mortgage that is suited for first time buyers.
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5% deposit product available
First Time Buyers Products
5.32% First Time Buyer Fixed Rate Mortgage for 2 years
Initial Pay Rate
5.32%
Loan to Value
95%
APRC
8.1%
Fees
None
Information
Early Repayment Charge: Yes
Incentives: Yes
Product Code
MFD592
Information
Early Repayment Charge: Yes
Incentives: Yes
5.39% Fixed Rate Mortgage until 30 November 2028 - £2,000 Cashback
Initial Pay Rate
5.39%
Loan to Value
95%
APRC
7.5%
Fees
No
Information
Early Repayment Charge: Yes
Incentives: Yes
Product Code
MFD585
Information
Early Repayment Charge: Yes
Incentives: Yes
5.49% Shared Ownership Variable Discount Mortgage for 2 Years
Initial Pay Rate
5.49%
Loan to Value
95%
APRC
8.1%
Fees
None
Information
Early Repayment Charge: No
Incentives: Yes
Product Code
MDS283
Information
Early Repayment Charge: No
Incentives: Yes
5.57% Fixed Rate Mortgage for 1 year
Initial Pay Rate
5.57%
Loan to Value
90%
APRC
8.3%
Fees
None
Information
Early Repayment Charge: No
Incentives: Yes
Product Code
MFD603
Information
Early Repayment Charge: No
Incentives: Yes
5.59% Variable Discount Mortgage for 2 Years
Initial Pay Rate
5.59%
Loan to Value
95%
APRC
8.1%
Fees
None
Information
Early Repayment Charge: Yes
Incentives: Yes
Product Code
MDS282
Information
Early Repayment Charge: Yes
Incentives: Yes
Bank of England Base Rate Tracker + 0.45% Residential Mortgage for 2 years
Initial Pay Rate
5.7%
Loan to Value
90%
APRC
8.0%
Fees
None
Information
Early Repayment Charge: No
Incentives: Yes
Product Code
MBRT103
Information
Early Repayment Charge: No
Incentives: Yes
2.49% Variable Discount Mortgage for 2 years
Initial Pay Rate
6%
Loan to Value
95%
APRC
8.0%
Fees
£750
Information
Early Repayment Charge: Yes
Incentives: Yes
Product Code
MDS279
Information
Early Repayment Charge: Yes
Incentives: Yes
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