Standard Residential
A standard residential mortgage is a loan for buying or remortgaging your home.
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Standard Residential Products
4.75% Fixed Rate Remortgage for 2 years
Initial Pay Rate
4.75%
Loan to Value
80%
APRC
8.0%
Fees
1000
Information
Early Repayment Charge: Yes
Incentives: Yes
Product Code
MFD593
Information
Early Repayment Charge: Yes
Incentives: Yes
3.49% Variable Discount Remortgage for 2 years
Initial Pay Rate
5%
Loan to Value
90%
APRC
8.1%
Fees
£750
Information
Early Repayment Charge: Yes
Incentives: Yes
Product Code
MDS277
Information
Early Repayment Charge: Yes
Incentives: Yes
5.32% First Time Buyer Fixed Rate Mortgage for 2 years
Initial Pay Rate
5.32%
Loan to Value
95%
APRC
8.1%
Fees
None
Information
Early Repayment Charge: Yes
Incentives: Yes
Product Code
MFD592
Information
Early Repayment Charge: Yes
Incentives: Yes
5.39% Fixed Rate Mortgage until 30 November 2028 - £2,000 Cashback
Initial Pay Rate
5.39%
Loan to Value
95%
APRC
7.5%
Fees
No
Information
Early Repayment Charge: Yes
Incentives: Yes
Product Code
MFD585
Information
Early Repayment Charge: Yes
Incentives: Yes
5.49% Shared Ownership Variable Discount Mortgage for 2 Years
Initial Pay Rate
5.49%
Loan to Value
95%
APRC
8.1%
Fees
None
Information
Early Repayment Charge: No
Incentives: Yes
Product Code
MDS283
Information
Early Repayment Charge: No
Incentives: Yes
5.57% Fixed Rate Mortgage for 1 year
Initial Pay Rate
5.57%
Loan to Value
90%
APRC
8.3%
Fees
None
Information
Early Repayment Charge: No
Incentives: Yes
Product Code
MFD603
Information
Early Repayment Charge: No
Incentives: Yes
5.59% Variable Discount Mortgage for 2 Years
Initial Pay Rate
5.59%
Loan to Value
95%
APRC
8.1%
Fees
None
Information
Early Repayment Charge: Yes
Incentives: Yes
Product Code
MDS282
Information
Early Repayment Charge: Yes
Incentives: Yes
5.65% Fixed Rate Mortgage until 31 January 2027 - Interest Only
Initial Pay Rate
5.65%
Loan to Value
80%
APRC
7.9%
Fees
£1000
Information
Early Repayment Charge: Yes
Incentives: Yes
Product Code
MFD589
Information
Early Repayment Charge: Yes
Incentives: Yes
Bank of England Base Rate Tracker + 0.45% Residential Mortgage for 2 years
Initial Pay Rate
5.7%
Loan to Value
90%
APRC
8.0%
Fees
None
Information
Early Repayment Charge: No
Incentives: Yes
Product Code
MBRT103
Information
Early Repayment Charge: No
Incentives: Yes
Bank Base Rate Tracker + 0.74% for Term
Initial Pay Rate
5.99%
Loan to Value
80%
APRC
6.0%
Fees
No
Information
Early Repayment Charge: No
Incentives: Yes
Product Code
MBRT100
Information
Early Repayment Charge: No
Incentives: Yes
2.70% Variable Discount for 5 years
Initial Pay Rate
5.79%
Loan to Value
60%
APRC
7.6%
Fees
None
Information
Early Repayment Charge: No
Incentives: Yes
Product Code
MDS276
Information
Early Repayment Charge: No
Incentives: Yes
2.49% Variable Discount Mortgage for 2 years
Initial Pay Rate
6%
Loan to Value
95%
APRC
8.0%
Fees
£750
Information
Early Repayment Charge: Yes
Incentives: Yes
Product Code
MDS279
Information
Early Repayment Charge: Yes
Incentives: Yes
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