| Instant Access |
Variable |
1.86% to 2.05% |
£100 |
£50,000 |
No |
No |
Branch, Online & Post |
 |
| Summary Box – Key Product Information |
| Account Name |
Instant Access |
| What is the interest rate? |
Interest is variable, calculated on a daily basis and is paid annually on 31 August.
| Instant Access |
Current Rates |
| Annual Interest |
Rates effective from: 01/09/2023 |
| Balance |
Gross |
AER |
| £50,000.00 |
2.05% |
2.05% |
| £25,000.00 to £49,999.99 |
2.00% |
2.00% |
| £10,000.00 to £24,999.99 |
1.95% |
1.95% |
| £100.00 to £9,999.99 |
1.90% |
1.90% |
| £1.00 to £99.99 |
1.86% |
1.86% |
|
| Can Hanley Economic Building Society change the interest rate? |
As the interest rate is variable, we may change the rate if we reasonably believe that the change is needed. If we reduce the interest on your account, we will write to you 14 days before we make the change. For full details on how and why we will change the interest rate on your account, please refer to Section 8 of the Savings Terms and Conditions |
| What would be the estimated balance be after 12 months on a £1,000 deposit? |
Based on the current interest rate, if you deposited £1,000 in this account, after 12 months you would have £1,019.00. This figure is for illustration purposes and is based on no additional deposits, withdrawals or changes in interest rates within the 12 month period |
| How do I open and manage my account? |
To open an account you must be permanently resident in the UK.
Simply call into your local branch,
or contact us on 01782 255000 to request a savings pack.
You will need to provide some identification when you open your account, details of our requirements can be obtained here, or from your local branch or by calling 01782 255000. If you are already a Hanley customer, in most cases, this will not be necessary.
When you open your account you will receive a passbook
Minimum investment is £100 – maximum investment £50,000 if held in single or joint names. You can add to your account at any time subject to the maximum investment limit
Once the account has been opened it can be managed either in branch and/or via the post.
Minimum age 18 years. |
| Can I withdraw money? |
You can withdraw without notice or penalty up to £500 in cash and £70,000 by cheque on demand from our branches or by sending us your written instructions. Larger cash sums up to £5,000 are available by giving at least 24 hours notice. Cheque withdrawals over £70,000 can be obtained from our Registered Office. Following any withdrawals £1 should remain in the account |
| Additional Information |
Minimum age 18 years
UK residents only |
|
| Potteries Prize Saver |
Variable |
1.85% |
£100 |
£50,000 |
No |
Yes |
Branch Only |
|
| Summary Box – Key Product Information |
| Account Name |
Potteries Prize Saver |
| What is the interest rate? |
Interest is variable, calculated on a daily basis and is paid annually on 31 August
| Potteries Prize Saver |
Current Rates |
| Annual Interest |
Rates effective from: 01/07/2023 |
| Balance |
Gross |
AER |
| £1.00 and above |
1.85% |
1.85% |
|
| Can Hanley Economic Building Society change the interest rate? |
As the interest rate is variable, we may change the rate if we reasonably believe that the change is needed. If we reduce the interest on your account, we will write to you 14 days before we make the change. For full details on how and why we will change the interest rate on your account, please refer to Section 8 of the Savings Terms and Conditions |
| What would be the estimated balance be after 12 months on a £1,000 deposit? |
Based on the current interest rate, if you deposited £1,000.00 in this account, after 12 months you would have £1,018.50. This figure is for illustration purposes and is based on no additional deposits, withdrawals or changes in interest rates within the 12 month period |
| How do I open and manage my account? |
To open an account you must be permanently resident in the UK. Simply call into your local branch of the Society. You will need to provide some identification when you open your account, details of our requirements can be obtained here, or from your local branch or by calling 01782 255000. If you are already a Hanley customer, in most cases, this will not be necessary
When you open your account you will receive a passbook
You can open the account with a minimum investment is £100 – maximum investment £50,000 whether held in single or joint names
Once the account has been opened it can be managed either in branch and/or via the post
The account can be opened with existing Hanley funds’ providing the transferred amount is matched with at least the equivalent of new funds e.g the minimum transfer of £50 must be matched by £50 of new money introduced to Hanley Economic. Once the account is open no additional existing Hanley funds can be added to the account.
Minimum age 18 years.
Details on How to open an account are found here |
| Can I withdraw money? |
The account allows up to 4 penalty free withdrawals per society year (1 September – 31 August). All other withdrawals are subject to 30 days loss of interest on the amount withdrawn |
| Account Conditions |
The account is strictly limited issue and may be withdrawn at any time without notice
The Society, after giving you 30 days notice of our intention to do so, reserves the right to transfer the account to an Instant Access Account |
| Prize Entry Terms & Conditions |
The account balance must reach £5,000 on the last day of the month to gain entry into the following months draw. For every multiple of £5,000 saved one prize draw entry will be given e.g balances as at 31 December £15,250 would equate to 3 entries into January’s draw
Minimum age 18
The monthly winner will be selected by random using a random number generator on the first working day of each month
£500 prize money will be credited to the winning account on the same day as the draw
The winner agrees to their title, name and area ie Mrs Smith of Longton being published
This account is not available to Hanley Economic employees
The account cannot be held in trust or by corporate customers
Winners will be notified either by phone, email or post within 7 days of the draw |
| Additional Information |
Minimum age 18 years.
UK residents only. |
|
| Local Charity Saver |
Variable |
1.86% to 2.05% |
£100 |
£50,000 |
No |
No |
Branch & Post |
|
| Summary Box – Key Product Information |
| Account Name |
Local Charity Saver |
| What is the interest rate? |
Interest is variable, calculated on a daily basis and is paid annually on 31 August
| Local Charity Saver |
Current Rates |
| Annual Interest |
Rates effective from: 01/09/2023 |
| Balance |
Gross |
AER |
| £50,000.00 |
2.05% |
2.05% |
| £25,000.00 to £49,999.99 |
2.00% |
2.00% |
| £10,000.00 to £24,999.99 |
1.95% |
1.95% |
| £100.00 to £9,999.99 |
1.90% |
1.90% |
| £1.00 to £99.99 |
1.86% |
1.86% |
|
| Donation |
The Society will make a donation to our four partner charities equivalent to 0.25% of your average yearly balance |
| Can Hanley Economic Building Society change the interest rate? |
As the interest rate is variable, we may change the rate if we reasonably believe that the change is needed. If we reduce the interest on your account, we will write to you 14 days before we make the change. For full details on how and why we will change the interest rate on your account, please refer to Section 8 of the Savings Terms and Conditions |
| What would be the estimated balance be after 12 months on a £1,000 deposit? |
Based on the current interest rate, if you deposited £1,000 in this account, after 12 months you would have £1,019.00. This figure is for illustration purposes and is based on no additional deposits, withdrawals or changes in interest rates within the 12 month period |
| How do I open and manage my account? |
To open an account you must be permanently resident in the UK. Simply call into your local branch, download and complete an application form or contact us on 01782 255000 to request a savings pack. You will need to provide some identification when you open your account, details of our requirements can be obtained here, or from your local branch or by calling 01782 255000. If you are already a Hanley customer, in most cases, this will not be necessary
When you open your account you will receive a passbook
Minimum investment is £100 – maximum investment £50,000 if held in single or joint names. You can add to your account at any time subject to the maximum investment limit
Once the account has been opened it can be managed either in branch and/or via the post.
Minimum age 18 years.
Details on How to open an account are found here |
| Can I withdraw money? |
You can withdraw without notice or penalty up to £500 in cash and £70,000 by cheque on demand from our branches or by sending us your written instructions. Larger cash sums up to £5,000 are available by giving at least 24 hours notice. Cheque withdrawals over £70,000 can be obtained from our Registered Office. Following any withdrawals £1 should remain in the account. To withdraw money in a branch you must provide your passbook. If making a withdrawal through the post you must send your passbook along with written instruction. |
| Additional Information |
Minimum age 18 years.
UK residents only |
|
| Home Deposit Saver |
Variable |
4.05% |
£100 |
£50,000 |
No |
Yes |
Branch & Post |
|
| Summary Box – Key Product Information |
| Account Name |
Home Deposit Saver
Account holders must live within 25 miles of the Society’s Head Office, postcode region ST1 5TB. |
| What is the interest rate? |
Interest is variable, calculated on a daily basis and is paid annually on 31 August
| Home Deposit Saver |
Current Rates |
| Annual Interest |
Rates effective from: 01/07/2023 |
| Balance |
Gross |
AER |
| £100 and above |
4.05% |
4.05% |
|
| Can Hanley Economic Building Society change the interest rate? |
As the interest rate is variable, we may change the rate if we reasonably believe that the change is needed. If we reduce the interest on your account, we will write to you 14 days before we make the change. For full details on how and why we will change the interest rate on your account, please refer to Section 8 of the Savings Terms and Conditions |
| What would be the estimated balance be after 12 months on a £1,000 deposit? |
Based on the current interest rate, if you deposited £1,000 in this account, after 12 months you would have £1,040.50. This figure is for illustration purposes and is based on no additional deposits, withdrawals or changes in interest rates within the 12 month period |
| How do I open and manage my account? |
To open an account you must be permanently resident in the UK. The account can be opened in person by visiting one of our branches or via post. It is only available to customers who are saving for a deposit on a home. You will need to provide some identification when you open your account, details of our requirements can be obtained here, or from your local branch or by calling 01782 255000. If you are already a Hanley customer, in most cases, this will not be necessary.
When you open your account you will receive a passbook
Minimum investment is £100 – maximum investment £33,000 if held in single or joint names. Further subscriptions of between £100 and £500 per month (if held in single or joint names) must be received each month. However, additional subscriptions or a one-off subscription of up to £5,000 can be made each Society year (1 September – 31 August)
Once the account has been opened it can be managed either in branch and/or via the post.
You will only be able to save into your Home Deposit Saver account for a maximum term of 3 years (36 months). You cannot open another Home Deposit Saver account after this period and only 1 issue of the account per customer.
Minimum age 18 years.
Details on How to open an account are found here |
| Can I withdraw money? |
Instant access is permitted penalty free providing the funds are withdrawn for a house deposit linked to a mortgage with Hanley Economic. No partial withdrawals are permitted for any other reason. A penalty equivalent to 180 days loss of interest will be applied if the funds be withdrawn for any other reason than for a house deposit .If no subscriptions are received for 3 consecutive months or if 3 or more subscriptions are missed throughout the Society year (1 September – 31 August) then the Society after giving you 30 days notice of our intention to do so, reserves the right to close the account or to transfer the account balance to an Instant Access Savings Account. To withdraw money in a branch you must provide your passbook. If making a withdrawal through the post you must send your passbook along with written instruction. |
| Additional Information |
Once you have saved your deposit you will have access to any of our mortgage range free of fees. Free of fees means you will not be liable for a Valuation fee up to a property value of £250000, an arrangement fee or a booking fee. You will still be required to pay any Legal and Chaps fees.
Account holders must live within 25 miles of the Society’s Head Office, postcode region ST1 5TB.To qualify for the free fees the account needs to have been open for a minimum term of 6 months at the time of the mortgage completing.
Minimum age 18 years.
UK residents only |
|
| Notice 30 |
Variable |
1.70% to 1.95% |
£100 |
£50,000 |
Yes |
Yes |
Branch & Post |
|
| Summary Box – Key Product Information |
| Account Name |
Notice 30 |
| What is the interest rate? |
Interest is variable, calculated on a daily basis and is paid annually on 31 August
If you have £10,000 or more to invest you can choose to have the interest paid monthly to another bank, building society or another Hanley Economic savings account.
| Notice 30 |
Current Rates |
| Annual Interest |
Rates effective from: 01/07/2023 |
| Balance |
Gross |
AER |
| £50,000.00 |
1.95% |
1.95% |
| £25,000.00 to £49,999.99 |
1.80% |
1.80% |
| £10,000.00 to £24,999.99 |
1.75% |
1.75% |
| £1.00 to £9,999.99 |
1.70% |
1.70% |
| Notice 30 Monthly |
Current Rates |
| Monthly Interest |
Rates effective from: 01/07/2023 |
| Balance |
Gross |
AER |
| £50,000.00 |
1.95% |
1.95% |
| £25,000.00 to £49,999.99 |
1.80% |
1.80% |
| £10,000.00 to £24,999.99 |
1.75% |
1.75% |
| £1.00 to £9,999.99 |
1.70% |
1.70% |
|
| Can Hanley Economic Building Society change the interest rate? |
As the interest rate is variable, we may change the rate if we reasonably believe that the change is needed. If we reduce the interest on your account, we will write to you 14 days before we make the change. For full details on how and why we will change the interest rate on your account, please refer to Section 8 of the Savings Terms and Conditions |
| What would be the estimated balance be after 12 months on a £1,000 deposit? |
Based on the current interest rate, if you deposited £1,000 in this account, after 12 months you would have £1,017.00. This figure is for illustration purposes and is based on no additional deposits, withdrawals or changes in interest rates within the 12 month period |
| How do I open and manage my account? |
To open an account you must be permanently resident in the UK. Simply call into your local branch, download and complete an application form or contact us on 01782 255000 to request a savings pack. You will need to provide some identification when you open your account, details of our requirements can be obtained here, or from your local branch or by calling 01782 255000. If you are already a Hanley customer, in most cases, this will not be necessary
When you open your account you will receive a passbook
Minimum investment is £100 – maximum investment £50,000 if held in single or joint names. You can add to your account at any time subject to the maximum investment limit
Once the account has been opened it can be managed either in branch and/or via the post.
Minimum age 18 years.
Details on How to open an account are found here |
| Can I withdraw money? |
This account offers instant access providing the balance remains at £25,000 or above. 30 days loss of interest on the amount withdrawn or 30 days notice will be required if the account balance falls below £25,000. You can withdraw up to £500 in cash and £70,000 by cheque on demand from our branches or by sending us your written instructions. Larger cash sums up to £5,000 are available by giving at least 24 hours notice. Cheque withdrawals over £70,000 can be obtained from our Registered Office. Following any withdrawals £100 should remain in the account. To withdraw money in a branch you must provide your passbook. If making a withdrawal through the post you must send your passbook along with written instruction. |
| Additional Information |
Minimum age 18 years.
UK residents only. |
|
| Notice 90 |
Variable |
2.65% to 2.90% |
£1,000 |
£50,000 |
Yes |
Yes |
Branch & Post |
|
| Summary Box – Key Product Information |
| Account Name |
Notice 90 |
| What is the interest rate? |
To open an account you must be permanently resident in the UK.
Interest is variable, calculated on a daily basis and is paid annually on 31 August
If you have £10,000 or more to invest you can choose to have the interest paid monthly to another bank, building society or another Hanley savings account
| Notice 90 |
Current Rates |
| Annual Interest |
Rates effective from: 01/09/2023 |
| Balance |
Gross |
AER |
| £50,000.00 |
2.90% |
2.90% |
| £25,000.00 to £49,999.99 |
2.80% |
2.80% |
| £1,000 to £24,999.99 |
2.65% |
2.65% |
| Notice 90 Monthly |
Current Rates |
| Monthly Interest |
Rates effective from: 01/09/2023 |
| Balance |
Gross |
AER |
| £50,000.00 |
2.90% |
2.90% |
| £25,000.00 to £49,999.99 |
2.80% |
2.80% |
| £1,000 to £24,999.99 |
2.65% |
2.65% |
|
| Can Hanley Economic Building Society change the interest rate? |
As the interest rate is variable, we may change the rate if we reasonably believe that the change is needed. If we reduce the interest on your account, we will write to you 14 days before we make the change. For full details on how and why we will change the interest rate on your account, please refer to Section 8 of the Savings Terms and Conditions |
| What would be the estimated balance be after 12 months on a £1,000 deposit? |
Based on the current interest rate, if you deposited £1,000 in this account, after 12 months you would have £1,026.50. This figure is for illustration purposes and is based on no additional deposits, withdrawals or changes in interest rates within the 12 month period |
| How do I open and manage my account? |
To open an account you must be permanently resident in the UK. Simply call into your local branch, download and complete an application form or contact us on 01782 255000 to request a savings pack. You will need to provide some identification when you open your account, details of our requirements can be obtained here, or from your local branch or by calling 01782 255000. If you are already a Hanley customer, in most cases, this will not be necessary
When you open your account you will receive a passbook
Minimum investment is £1,000 – maximum investment £50,000 if held in single or joint names. You can add to your account at any time subject to the maximum investment limit
Once the account has been opened it can be managed either in branch and/or via the post.
Minimum age 18 years.
Details on How to open an account are found here |
| Can I withdraw money? |
Make a withdrawal on demand and lose 90 days interest on the amount withdrawn or provide us with 90 days notice (written or verbal) and make your withdrawal without losing any interest. You can withdraw up to £500 in cash and £70,000 by cheque on demand from our branches or by ending us your written instructions. Larger cash sums up to £5,000 are available by giving at least 24 hours notice. Cheque withdrawals over £70,000 can be obtained from our Registered Office. Following any withdrawals £1,000 should remain in the account. To withdraw money in a branch you must provide your passbook. If making a withdrawal through the post you must send your passbook along with written instruction. |
| Additional Information |
Minimum age 18 years.
UK residents only. |
|
| Young Savers |
Variable |
2.15% |
£10 |
£50,000 |
No |
No |
Branch & Post |
|
| Summary Box – Key Product Information |
| Account Name |
Young Savers |
| What is the interest rate? |
Interest is variable, calculated on a daily basis and is paid annually on 31 August
| Young Savers |
Current Rates |
| Annual Interest |
Rates effective from: 01/07/2023 |
| Balance |
Gross |
AER |
| £10.00 and above |
2.15% |
2.15% |
|
| Can Hanley Economic Building Society change the interest rate? |
As the interest rate is variable, we may change the rate if we reasonably believe that the change is needed. If we reduce the interest on your account, we will write to you 14 days before we make the change. For full details on how and why we will change the interest rate on your account, please refer to Section 8 of the Savings Terms and Conditions |
| What would be the estimated balance be after 12 months on a £1,000 deposit? |
Based on the current interest rate, if you deposited £1,000 in this account, after 12 months you would have £1,021.50. This figure is for illustration purposes and is based on no additional deposits, withdrawals or changes in interest rates within the 12 month period |
| How do I open and manage my account? |
To open an account you must be permanently resident in the UK. If you are aged 7 years or above you can open and operate the account in your sole name. Alternatively, a parent, guardian or relative who, as trustee, will operate the account on your behalf. 17 is the maximum age you can be to open an account. To open an account simply call into your local branch, download and complete an application form or contact us on 01782 255000 to request a savings pack. You will need to provide some identification when you open your account, details of our requirements can be obtained here, or from your local branch or by calling 01782 255000. If you are already a Hanley customer, in most cases, this will not be necessary
When you open your account you will receive a passbook
Minimum investment is £10 – maximum investment £50,000. You can add to your account at any time subject to the maximum investment limit
Once the account has been opened it can be managed either in branch and/or via the post
Details on How to open an account are found here |
| Can I withdraw money? |
You can withdraw without notice or penalty up to £500 in cash and £70,000 by cheque on demand from our branches or by sending us your written instructions. Larger cash sums up to £5,000 are available by giving at least 24 hours notice. Cheque withdrawals over £70,000 can be obtained from our Registered Office. Following any withdrawals £10 should remain in the account. To withdraw money in a branch you must provide your passbook. If making a withdrawal through the post you must send your passbook along with written instruction. |
| Additional Information |
UK residents only |
|
| Branch Regular Saver |
Variable |
2.20% |
£20 |
£50,000
Maximum Monthly Deposit £500 |
Yes |
Yes |
Branch & Post |
|
| Summary Box – Key Product Information |
| Account Name |
Branch Regular Saver |
| What is the interest rate? |
Interest is variable, calculated on a daily basis and is paid annually on 31 August
| Branch Regular Saver |
Current Rates |
| Annual Interest |
Rates effective from: 01/07/2023 |
| Balance |
Gross |
AER |
| £10.00 and above |
2.20% |
2.20% |
|
| Can Hanley Economic Building Society change the interest rate? |
As the interest rate is variable, we may change the rate if we reasonably believe that the
change is needed. If we reduce the interest on your account, we will write to you 14 days
before we make the change. For full details on how and why we will change the interest
rate on your account, please refer to Section 8 of the Savings Terms and Conditions |
| What would be the estimated balance be after 12 months on a £1,000 deposit? |
Based on the current interest rate, if you deposited £1,000 in this account, after 12 months you would have £1,022.00. This figure is for illustration purposes and is based on no additional deposits, withdrawals or changes in interest rates within the 12 month period |
| How do I open and manage my account? |
To open an account you must be permanently resident in the UK. Simply call into your local branch, download and complete an application form from our website thehanley.co.uk or contact us on 01782 255000 to request a savings pack. You will need to provide some identification when you open your account, details of our requirements can be obtained from your local branch, on our website or by calling 01782 255000. If you are already a Hanley Economic customer, in most cases, this will not be necessary.
When you open your account you will receive a passbook. You can open the account with a minimum investment is £20 – maximum investment is £50,000 if held in single or joint names. A subscription of between £20 and £500 if held in single or joint names should be received each calendar month and you can vary the amount you wish to save. You can make more than one subscription per month providing the maximum subscription is not exceeded. You can make subscriptions by one, or a combination of, the following ways:
• Branch visit • Direct Debit • Post
• Internal transfer from an existing Hanley account
If no subscriptions are made for 3 consecutive months or if 3 or more monthly subscriptions are missed throughout the Society year (1 September – 31 August) the Society, after giving you 30 days notice of our intention to do so, reserves the right to close the account and either return the balance or transfer it to an Instant Access Account.
Once the account has been opened it can be managed either in branch and/or via the post.
Minimum age is 18.Details on How to open an account are found here |
| Can I withdraw money? |
You can withdraw 5 times without penalty per Society year (1 September – 31 August) All
other withdrawals are subject to 30 days loss of interest on the amount withdrawn. You can
withdraw up to £500 in cash and £70,000 by cheque on demand from our branches or by
sending us your written instructions. Larger cash sums up to £5,000 are available by giving
at least 24 hours notice.
Cheque withdrawals over £70,000 can be obtained from our Registered Office. Following
any withdrawals £20 should remain in the account. |
| Additional Information |
UK residents only |
|
| Member Loyalty Saver |
Variable |
5.00% |
£5,000 |
£50,000 |
Yes |
Yes |
Branch & Post |
|
| Summary Box – Key Product Information |
| Account Name |
Member Loyalty Saver |
| What is the interest rate? |
| Member Loyalty Saver |
Current Rates |
| Annual Interest |
Rates effective from: 24/11/2023 |
| Balance |
Gross |
AER |
| £5,000.00 and above |
5.00% |
5.00% |
Interest is variable, calculated on a daily basis and is paid annually on 31 August.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross is the rate of interest if interest were paid and not compounded each year.Interest is calculated daily from the day of receipt in the case of a deposit by cash or transfer and from the following day of receipt in the case of a deposit by cheque. |
| Can Hanley Economic Building Society change the interest rate? |
As the interest rate is variable, we may change the rate if we reasonably believe that the change is needed. If we reduce the interest on your account, we will write to you 14 days before we make the change. For full details on how and why we will change the interest rate on your account, please refer to Section 8 of the Savings Terms and Conditions |
| What would be the estimated balance be after 12 months on a £5,000 deposit? |
Based on the current interest rate, if you deposited £5,000 in this account, after 12 months you would have £5,250.00. This figure is for illustration purposes and is based on no additional deposits, withdrawals or changes in interest rates within the 12 month period |
| How do I open and manage my account? |
You must have been a member of the Society for a minimum period of 5 years. Membership is defined as having either a savings balance of £100 or more or a mortgage balance of £100 or more for a minimum period of 5 years prior to the date of opening a Member Loyalty Reward savings account. To open this savings account you must be aged 18 or older, UK resident, and permanently reside within the UK.
You must deposit a minimum of £5,000 of new funds into the account at the time of opening the account. You can then, if you wish to transfer funds from existing savings accounts you hold with the Society up to the maximum deposit limit of £50,000. Transfers from existing accounts are subject to the terms and conditions of the account being transfered from.
Minimum deposit is £5,000 – Maximum deposit £50,000 if held in single or joint names. You can add to your account at any time subject to the maximum deposit limit.
Once the account has been opened it can be managed either in branch and/or via the post. Minimum age 18 years. Only one account per member.
Simply call into your local branch or contact us on 01782 255000 to request a savings pack. You may need to provide some identification when you open your account, details of our requirements can be obtained here, or from your local branch or by calling 01782 255000. If you are already a Hanley customer, in most cases, this will not be necessary.
When you open your account you will receive a passbook. |
| Can I withdraw money? |
You can withdraw once per calendar month without notice or penalty up to £500 in cash and £50,000 by cheque on demand from our branches or by sending us your written instructions. Larger cash sums up to £5,000 are available by giving at least 24 hours notice. £5,000 must remain in the account following a withdrawal. All other withdrawals are subject to 30 days’ loss of interest on the account. Following any withdrawal £5,000 should remain in the account |
| Additional Information |
The treatment of your account for tax purposes will depend on your individual circumstances and you may need to pay tax on any interest that exceeds your Personal Savings Allowance. For more information please visit HM Revenue & Customs’ (HMRC) website hmrc.gov.uk . The tax information provided is based on our understanding of current law and HMRC practice, both of which may change |
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