2.60% Variable Discount for Term - Ex-Pat BTL (Non-Regulated & Consumer)
2.60% Variable Discount for Term - Ex-Pat BTL (Non-Regulated & Consumer)
Initial Pay Rate
5.64%
Loan to Value
80%
APRC
5.7%
Fees
£999
Information
Early Repayment Charge:
Incentives:
Things you need to know
Interest Only
£299 Non-Refundable Application Fee.
£700 Arrangement fee (Deducted from loan amount on completion).
The interest rate on this product will not drop below 2.00% (following the fixed rate period),
Free Valuation.
Minimum Loan: £30,000
Maximum Loan: £750,000 at 80% LTV, £1,000,000 at 70% LTV, £1,500,000 at 65% LTV, £2,000,000 at 50% LTV (Loans over £500,000 will be considered on an individual basis)
Purchase 80%
Remortgage 80%
Overpayments of up to 10% of the mortgage balance are permitted each anniversary year for the first 2 years and may be made by monthly standing order. Any additional overpayments above 10% during this period will attract a penalty calculated on the amount of the additional payments.
Available for properties located in England & Wales
The Society will pay a proc fee of 0.40% on completion to the intermediary.
This product is available for new mortgage customers only.
If this mortgage is repaid in full or in part before during the first 2 years an early repayment charge will apply. This will be 2% of the balance repaid during this period. Example – The maximum early repayment charge you could pay is £2,486.68 based on £124,334.00.
A mortgage of £94,530.00 payable over 25 years initially on a discounted rate of 5.64% would require 300 monthly payments of £588.43. The total amount payable would be £177,663.03 made up of the loan amount plus interest (£81,998.03), an arrangement fee of £700, a valuation fee* of £275, a funds transfer fee of £35.00 and a mortgage exit fee of £125.00. The overall cost for comparison is 5.7% APRC representative^
Call us on 01782 255000 (selecting option 1 – Hanley Intermediaries then option 1 – New business enquiries).
Lines are Open 9.00am to 5.00pm Monday to Friday (Wednesday 9.30am to 5.00pm).

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