Standard Residential

A standard residential mortgage is a loan for buying or remortgaging your home.

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Standard Residential Products

  • Rent to Own Mortgage - No Deposit Required - 5 Year Fixed

    Initial Pay Rate
    6.73%
    Loan to Value
    100%
    APRC
    7.5%
    Fees
    No
    Product Code
    MFD675
    Information
    Early Repayment Charge: Yes
    Incentives: No
  • Residential 1.56% Variable Discount Mortgage for 2 Years

    Initial Pay Rate
    6.18%
    Loan to Value
    95%
    APRC
    7.6%
    Fees
    £999
    Product Code
    MDS381
    Information
    Early Repayment Charge: Yes
    Incentives: No
  • ExPat Residential 1.57% Variable Discount Mortgage for Term

    Initial Pay Rate
    6.17%
    Loan to Value
    80%
    APRC
    6.2%
    Fees
    £999
    Product Code
    MDS331
    Information
    Early Repayment Charge: Yes
    Incentives: No
  • Foreign Income/ExPat Residential 6.62% Fixed Rate Mortgage for 5 Years

    Initial Pay Rate
    6.62%
    Loan to Value
    80%
    APRC
    7.5%
    Fees
    £999
    Product Code
    MFD678
    Information
    Early Repayment Charge: Yes
    Incentives: No
  • Foreign National - Residential 2.12% Variable Discount Mortgage for 2 Years

    Initial Pay Rate
    5.62%
    Loan to Value
    80%
    APRC
    7.2%
    Fees
    £999
    Product Code
    MDS350
    Information
    Early Repayment Charge: Yes
    Incentives: No
  • Foreign Income/Ex-Pat Residential 2.25% Variable Discount Mortgage for Term

    Initial Pay Rate
    5.49%
    Loan to Value
    80%
    APRC
    5.5%
    Fees
    £999
    Product Code
    MDS351
    Information
    Early Repayment Charge: Yes
    Incentives: No
  • Residential 2.32% Variable Discount Mortgage for Term

    Initial Pay Rate
    5.42%
    Loan to Value
    80%
    APRC
    5.4%
    Fees
    £999
    Product Code
    MDS353
    Information
    Early Repayment Charge: Yes
    Incentives: No
  • Residential 2.03% Variable Discount Mortgage for 2 Years

    Initial Pay Rate
    5.71%
    Loan to Value
    80%
    APRC
    7.6%
    Fees
    1499
    Product Code
    MDS380
    Information
    Early Repayment Charge: Yes
    Incentives: No
  • Large Loans Residential 2.20% Variable Discount Mortgage for 2 Years

    Initial Pay Rate
    5.54%
    Loan to Value
    80%
    APRC
    7.6%
    Fees
    £1999
    Product Code
    MDS357
    Information
    Early Repayment Charge: Yes
    Incentives: No
  • Residential 1.68% Variable Discount Mortgage for 2 Years

    Initial Pay Rate
    6.06%
    Loan to Value
    80%
    APRC
    7.7%
    Fees
    £1999
    Product Code
    MDS375
    Information
    Early Repayment Charge: Yes
    Incentives: No
  • Large Loans Residential 5.99% Fixed Rate Mortgage until 31 August 2028

    Initial Pay Rate
    5.99%
    Loan to Value
    80%
    APRC
    7.6%
    Fees
    £3298
    Product Code
    MFD685
    Information
    Early Repayment Charge: Yes
    Incentives: No
  • Large Loans Residential 5.96% Fixed Rate Mortgage until 31 August 2028

    Initial Pay Rate
    5.96%
    Loan to Value
    80%
    APRC
    7.6%
    Fees
    3298
    Product Code
    MFD686
    Information
    Early Repayment Charge: Yes
    Incentives: No