Standard Residential
A standard residential mortgage is a loan for buying or remortgaging your home.
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Standard Residential Products
4.75% Home Mover / Re-Mortgage fixed for 2 Years
Initial Pay Rate
4.75%
Loan to Value
60%
APRC
8.0%
Fees
Yes
Information
Early Repayment Charge: Yes
Incentives: Yes
Product Code
MFD615
Information
Early Repayment Charge: Yes
Incentives: Yes
4.99% Home Mover / Re-Mortgage fixed until 31 January 2027
Initial Pay Rate
4.99%
Loan to Value
80%
APRC
7.9%
Fees
None
Information
Early Repayment Charge: Yes
Incentives: Yes
Product Code
MFD595
Information
Early Repayment Charge: Yes
Incentives: Yes
5.35% Fixed Rate Mortgage for 2 Years
Initial Pay Rate
5.35%
Loan to Value
90%
APRC
8.2%
Fees
None
Information
Early Repayment Charge: Yes
Incentives: Yes
Product Code
MFD630
Information
Early Repayment Charge: Yes
Incentives: Yes
5.39% Fixed Rate Mortgage for 2 Years
Initial Pay Rate
5.39%
Loan to Value
90%
APRC
8.1%
Fees
None
Information
Early Repayment Charge: Yes
Incentives: Yes
Product Code
MFD621
Information
Early Repayment Charge: Yes
Incentives: Yes
3.19% Variable Discount Mortgage for 2 years
Initial Pay Rate
5.3%
Loan to Value
90%
APRC
8.1%
Fees
None
Information
Early Repayment Charge: Yes
Incentives: Yes
Product Code
MDS294
Information
Early Repayment Charge: Yes
Incentives: Yes
5.39% Fixed Rate Mortgage for 5 Years
Initial Pay Rate
5.39%
Loan to Value
95%
APRC
7.9%
Fees
£999
Information
Early Repayment Charge: Yes
Incentives: No
Product Code
MFD642
Information
Early Repayment Charge: Yes
Incentives: No
5.45% Fixed Rate Mortgage for 2 Years
Initial Pay Rate
5.45%
Loan to Value
95%
APRC
8.0%
Fees
None
Information
Early Repayment Charge: Yes
Incentives: Yes
Product Code
MFD634
Information
Early Repayment Charge: Yes
Incentives: Yes
5.35% Fixed Rate Mortgage for 2 Years- Interest Only
Initial Pay Rate
5.35%
Loan to Value
80%
APRC
8.4%
Fees
None
Information
Early Repayment Charge: Yes
Incentives: Yes
Product Code
MFD638
Information
Early Repayment Charge: Yes
Incentives: Yes
Bank Base Rate Tracker + 0.74% for Term
Initial Pay Rate
5.24%
Loan to Value
80%
APRC
5.2%
Fees
No
Information
Early Repayment Charge: No
Incentives: Yes
Product Code
MBRT100
Information
Early Repayment Charge: No
Incentives: Yes
2.70% Variable Discount for 5 years
Initial Pay Rate
5.79%
Loan to Value
60%
APRC
7.6%
Fees
None
Information
Early Repayment Charge: No
Incentives: Yes
Product Code
MDS276
Information
Early Repayment Charge: No
Incentives: Yes
5.50% Initial Pay Rate for 2 years which represents Bank of England base rate plus 1%
Initial Pay Rate
5.5%
Loan to Value
95%
APRC
8.2%
Fees
None
Information
Early Repayment Charge: No
Incentives: Yes
Product Code
MBRT104
Information
Early Repayment Charge: No
Incentives: Yes
ST Rent to Own Mortgage - No Deposit Required - 5 Year Fixed
Initial Pay Rate
5.79%
Loan to Value
100%
APRC
7.8%
Fees
Yes
Information
Early Repayment Charge: Yes
Incentives: No
Product Code
MFD635
Information
Early Repayment Charge: Yes
Incentives: No
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